After your offer is accepted you will need to set up, coordinate and interpret various inspections, including insect, radon,
building quality, oil tank, title, etc.
It is not only important to get a
home inspection, but of finding a good
home inspector to do it for you. Talk to
past clients of the inspector that your
You will also need to arrange for homeowners insurance and finalize the mortgage.
This is a major step in the buying process and there are many potential problems that can be discovered during this period.
These include a leaky roof, radon gas, termite damage, a foundation problem, and wall cracks, to name a few.
These problems happen all the time. The difference between closing on your dream home and starting the process all over again
is what occurs during the negotiations between you and the seller.
Elizabeth can help make these discussions go more smoothly. In most states you will also have the option of
a "walk through" before the closing. This is your last chance to make sure that all of the items that you have agreed upon were completed
to your satisfaction.
The Final Closing
Make sure all the necessary paper work and deposits have been completed prior to your arrival at the closing, . If the mortgage, title work,
homeowners insurance and other items necessary under local and state laws are not completed and brought to the closing table, the closing
may not happen on time. This could result in further action including financial penalties and even the loss of your rights to the home
depending on what the contract says,.
Once you close, - you own the house!
But there might be a few things you want to do before you lay out the welcome mat.
• Arranging for an alarm system
• Turning on the electricity
• Subscribing to the local paper, cleaning or replacing the carpet
• Arranging for lawn services, etc.
This could also be a good time to make some needed renovations.
When you turn to Elizabeth Reed Filholm, your home search will go smoothly: from start to close.